VT First Time Home Buyers FAQs!

Why should I buy, instead of rent?
Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your ... READ MORE!!!

How much money will I have to come up with to buy a home?
Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money - the deposit you make on the home when you submit your offer, to prove to the seller that you are serious ... READ MORE!!!

Read All FAQ's about NH First Time Home Buyers!

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MLS # 4003845 Swanton  VT          $29000.00 3 Bedrooms 1 Baths 0 Acres 980 Sq Footage Nice 3 bdrm mobile home located in a small, well maintained park. Large leased lot providing additional parking and includes a 9 x 10 storage shed. ... SEE / READ MORE!

MLS # 4015069 Richford  VT          $35910.00 3 Bedrooms 1 Baths 0.25 Acres 1526 Sq Footage This 3 bedroom, 1 bath property has large rooms on the main level with a full bath. All 3 bedrooms are on the second floor, large enclosed porch. Quarter acre lot for plenty of spa ... SEE / READ MORE!

MLS # 4006259 Richford  VT          $39500.00 4 Bedrooms 2 Baths 1 Acres 1225 Sq Footage RICHFORD - 4 Bedroom Vintage Country Home on 1 acre, more or less, unsurveyed. A true handyman special that needs some TLC. But it's priced right to sell. Incredible lot. Large ... SEE / READ MORE!

MLS # 3076062 Fairfield  VT          $42000.00 1 Bedrooms 1 Baths 11 Acres 256 Sq Footage 11 Secluded acres. Great hideout or hunting camp, or family get away. Mobile home is 1983 or 1984. No electricity, no water, no septic. See MLS # 21000642 for land description. ... SEE / READ MORE!

MLS # 3108335 Swanton  VT          $45000.00 2 Bedrooms 2 Baths 0 Acres 980 Sq Footage Step into this quaint beauty with a floor plan that offers space and privacy. Bedrooms located on each end with their own baths offering convenience as well. Open floor plan offers ... SEE / READ MORE!

MLS # 3106727 Franklin  VT          $52900.00 2 Bedrooms 1 Baths 0.16 Acres 840 Sq Footage Two bedroom seasonal camp with views of Lake Carmi. With an open floor plan this is a great place to relax. ... SEE / READ MORE!

MLS # 2835148 Richford  VT          $54000.00 3 Bedrooms 2 Baths 0.25 Acres 1624 Sq Footage Priced under half of the assessed value!!! Nice village home with many updates! Newer windows, refinished hard wood floors, recent interior paint & more! Nice views from home. Bein ... SEE / READ MORE!

MLS # 3105244 Richford  VT          $55000.00 3 Bedrooms 1 Baths 1.6 Acres 708 Sq Footage Great Starter home on a beautiful lot with your very own private swimming hole. Park like setting. Nice quiet country setting. Would make a cozy retirement home. Only 20 minute ... SEE / READ MORE!

MLS # 3108669 Richford  VT          $67500.00 3 Bedrooms 1 Baths 1.49 Acres 980 Sq Footage RICHFORD- The perfect lot to buy now and build later or use mobile home as a rental to offset costs. Very large village lot on 1.49 acres. Municipal systems. Owner removed parti ... SEE / READ MORE!

MLS # 3103543 Franklin  VT          $70500.00 2 Bedrooms 1 Baths 0.6 Acres 864 Sq Footage FRANKLIN - All measurements approximate square footage from listers card. 3 leased lots. Camp sold as is or owner do necessary spetic and leveling of camp for additional money. G ... SEE / READ MORE!

MLS # 3041953 Richford  VT          $75000.00 3 Bedrooms 1 Baths 0.4 Acres 1140 Sq Footage 2-3 Bedroom cozy bungalow style 2 story home on large oversized lot. Great backyard ready for volleyball games, barbeques and summer enjoyment. Super 3 season porch 7` x 16`, lar ... SEE / READ MORE!

MLS # 3105961 Swanton  VT          $79000.00 2 Bedrooms 1 Baths 0.18 Acres 700 Sq Footage Lots of updatea to this cute & cozy camp with 80ft or direct lakefront.Enjoy the summer nites in your screened in porch,or fish off the front deck.Docks are included in sale.Lot is ... SEE / READ MORE!

MLS # 4005725 Fairfax  VT          $87400.00 0 Bedrooms 1 Baths 0.75 Acres 768 Sq Footage Small home in a great location that needs some TLC. The home is being sold ¿AS IS¿. ... SEE / READ MORE!

MLS # 3069975 Richford  VT          $87500.00 2 Bedrooms 1 Baths 0.31 Acres 1088 Sq Footage Quaint 2 bedroom, 1 bath village home on oversized lot. Large 23` x 8` glassed in porch. Full basement with workshop area. Oil hot water baseboard heating system. Pleasant lot ... SEE / READ MORE!

MLS # 3108724 Georgia  VT          $89000.00 2 Bedrooms 1 Baths 0.42 Acres 720 Sq Footage Renovated mobile home on very private lot....only one neighbor. Shared beach and lake access on Georgia Shore Road. Pitched, shingled roof, newer furnace and water hearter, shared ... SEE / READ MORE!

VT MLS # 4003845 - Home .. $29000 .. 9  Brault Park, Swanton VT  .. Updated: 6/8/2010 8:18:49 PM
VT MLS # 4015069 - Home .. $35910 .. 248  South Main St, Richford VT  .. Updated: 7/29/2010 2:19:20 PM
VT MLS # 4006259 - Home .. $39500 .. 14  Lucas Road, Richford VT  .. Updated: 6/22/2010 1:10:46 PM
VT MLS # 3076062 - Home .. $42000 .. 9999  Barrywilde Road, Fairfield VT  .. Updated: 6/12/2010 11:42:53 AM
VT MLS # 3108335 - Home .. $45000 .. 8  Brault Park, Swanton VT  .. Updated: 7/23/2010 3:54:13 PM
VT MLS # 3106727 - Home .. $52900 .. 47  Scottish Ln, Franklin VT  .. Updated: 4/1/2010 9:39:56 PM
VT MLS # 2835148 - Home .. $54000 .. 83  Highland Ave, Richford VT  .. Updated: 7/26/2010 7:58:27 AM
VT MLS # 3105244 - Home .. $55000 .. 995  South Richford Rd, Richford VT  .. Updated: 3/1/2010 11:23:53 AM
VT MLS # 3108669 - Home .. $67500 .. 30  Liberty ST, Richford VT  .. Updated: 5/19/2010 1:22:36 PM
VT MLS # 3103543 - Home .. $70500 .. 2391  Lake Rd, Franklin VT  .. Updated: 7/19/2010 3:44:23 PM
VT MLS # 3041953 - Home .. $75000 .. 18  Lucas Rd, Richford VT  .. Updated: 7/19/2010 1:10:56 PM
VT MLS # 3105961 - Home .. $79000 .. 550  Maquam Shore Rd., Swanton VT  .. Updated: 6/14/2010 3:51:37 PM
VT MLS # 4005725 - Home .. $87400 .. 400  Woodward Road, Fairfax VT  .. Updated: 7/19/2010 3:52:54 PM
VT MLS # 3069975 - Home .. $87500 .. 19  Harlem ST, Richford VT  .. Updated: 6/15/2010 9:30:30 AM
VT MLS # 3108724 - Home .. $89000 .. 225  Sweeney Farm Rd, Georgia VT  .. Updated: 5/18/2010 2:32:56 PM
VT MLS # 3073376 - Home .. $89000 .. 14  Thomas ST, Richford VT  .. Updated: 9/16/2009 4:40:10 PM
VT MLS # 4005401 - Home .. $89900 .. 669  Belvidere Mountain Road, Bakersfield VT  .. Updated: 6/22/2010 3:48:35 PM
VT MLS # 3105607 - Home .. $90000 .. 484  Ledge Ln, Franklin VT  .. Updated: 3/4/2010 4:16:25 PM
VT MLS # 3103569 - Home .. $94900 .. 1590  N St Albans ST, Richford VT  .. Updated: 1/14/2010 1:51:02 PM
VT MLS # 3107037 - Home .. $95000 .. 26  Province St., Richford VT  .. Updated: 5/3/2010 12:28:44 PM
VT MLS # 4015136 - Home .. $99000 .. 84  Shipyard Road, Highgate VT  .. Updated: 7/29/2010 5:46:28 PM
VT MLS # 2732989 - Home .. $99500 .. 384  Golf Course RD, Richford VT  .. Updated: 6/14/2010 2:59:42 PM
VT MLS # 3030585 - Home .. $99500 .. 91  Province ST, Richford VT  .. Updated: 11/2/2009 1:50:10 PM
VT MLS # 4005500 - Home .. $99900 .. 934  Route 108 S, Bakersfield VT  .. Updated: 6/14/2010 9:55:25 PM
VT MLS # 3048369 - Home .. $99900 .. 2762  Machia Road, Highgate VT  .. Updated: 6/6/2010 5:56:13 PM
VT MLS # 3075903 - Home .. $99900 .. 5165  Egypt Rd, Bakersfield VT  .. Updated: 7/9/2010 12:06:27 PM
VT MLS # 4001149 - Home .. $99900 .. 11  Jewett, Swanton VT  .. Updated: 6/26/2010 4:54:20 PM
VT MLS # 2800048 - Home .. $100000 .. 330  Black Falls Rd. Extension, Montgomery VT  .. Updated: 7/28/2010 1:23:38 PM
VT MLS # 4002701 - Home .. $104900 .. 57  Raymo, Highgate VT  .. Updated: 7/22/2010 4:23:25 PM
VT MLS # 4005000 - Home .. $104900 .. 195  Egypt Road, Fairfield VT  .. Updated: 7/14/2010 3:11:34 PM
VT MLS # 4013996 - Home .. $105000 .. 57  School, Sheldon VT  .. Updated: 7/23/2010 6:47:38 PM
VT MLS # 2828457 - Home .. $106250 .. 68  Comstock Bridge Rd, Montgomery VT  .. Updated: 7/14/2010 3:04:49 PM
VT MLS # 3073707 - Home .. $108500 .. 34  Harlem ST, Richford VT  .. Updated: 10/19/2009 9:19:43 AM
VT MLS # 3106728 - Home .. $109000 .. 61  Sweeney Farm Road North, Georgia VT  .. Updated: 7/10/2010 11:22:13 AM
VT MLS # 3076052 - Home .. $110000 .. 36  N River ST, Swanton VT  .. Updated: 7/29/2010 10:14:13 AM
VT MLS # 3074971 - Home .. $110000 .. 93  River ST, Berkshire VT  .. Updated: 10/26/2009 2:13:42 PM
VT MLS # 3107763 - Home .. $110000 .. 4  York Street, Swanton VT  .. Updated: 7/16/2010 12:59:21 PM
VT MLS # 4007276 - Home .. $110400 .. 6  School, Fairfax VT  .. Updated: 6/24/2010 11:44:47 AM
VT MLS # 3073340 - Home .. $113000 .. 39  Troy ST., Richford VT  .. Updated: 5/19/2010 1:59:59 PM
VT MLS # 4006979 - Home .. $114900 .. 96  Troy ST, Richford VT  .. Updated: 6/22/2010 1:08:59 PM
VT MLS # 4013931 - Home .. $114900 .. 10  Elm, Richford VT  .. Updated: 7/23/2010 3:47:34 PM
VT MLS # 3073894 - Home .. $119500 .. 117  Emch Rd, Richford VT  .. Updated: 10/26/2009 1:08:28 PM
VT MLS # 4004071 - Home .. $119900 .. 12  Broadway ST, Swanton VT  .. Updated: 7/6/2010 2:10:34 PM
VT MLS # 3073690 - Home .. $119900 .. 31  Evergreen Ln, Montgomery VT  .. Updated: 7/29/2010 10:01:10 AM
VT MLS # 3107722 - Home .. $119900 .. 260  N S.Main St., Richford VT  .. Updated: 5/12/2010 11:40:09 AM
VT MLS # 3106555 - Home .. $120000 .. 33  Mill House Ln, Montgomery VT  .. Updated: 6/9/2010 11:55:35 AM
VT MLS # 2800706 - Home .. $123000 .. 39  Troy St., Richford VT  .. Updated: 9/23/2009 3:32:46 PM
VT MLS # 3076621 - Home .. $124900 .. 1485  Main Street North, Bakersfield VT  .. Updated: 6/24/2010 11:46:05 AM
VT MLS # 3104358 - Home .. $125000 .. 23  Green Ave, Richford VT  .. Updated: 7/23/2010 1:15:48 PM
VT MLS # 3068207 - Home .. $126000 .. 46  Dewey ST, Richford VT  .. Updated: 6/8/2010 3:15:53 PM